Privacy Policy

Last Updated: 28 June 2026

Welcome to Befiqrr™, operated by Rupendu Nayak Global Finmart LLP ("Befiqrr", "we", "our", or "us"). We value your trust and are committed to protecting your privacy and ensuring the security of your personal information.

This Privacy Policy explains how we collect, use, store, process, disclose, and protect your personal information when you visit our website, use the Befiqrr mobile application, submit enquiries, purchase financial products through our platform, or interact with our representatives.

By accessing or using our website or mobile application, you acknowledge that you have read, understood, and agreed to this Privacy Policy.

1. About Befiqrr

Befiqrr™ is a financial planning and financial services facilitation platform operated by Rupendu Nayak Global Finmart LLP.

Our objective is to help individuals and families make informed financial decisions through education, planning, and assistance in accessing suitable financial solutions.

Our areas of assistance include:

• Financial Planning

• Goal-Based Financial Planning

• Wealth Management Guidance

• Tax Planning Assistance

• Mutual Fund Distribution Services

• Life Insurance Assistance

• Health Insurance Assistance

• General Insurance Assistance

Befiqrr does not manufacture, underwrite, or issue any insurance policy, mutual fund scheme, or other financial product.

Insurance policies are offered, underwritten, and serviced by their respective IRDAI-registered insurance companies, while mutual fund investments are offered and managed by their respective SEBI-registered Asset Management Companies (AMCs).

Befiqrr acts solely as a licensed intermediary/facilitator to help customers understand available products, complete documentation, fulfil regulatory requirements, and connect with authorized financial institutions. The final acceptance, issuance, pricing, underwriting, allotment, or rejection of any financial product remains solely at the discretion of the respective insurer, AMC, or financial institution.

Befiqrr does not charge customers any consultation fee, advisory fee, or service fee for the services currently offered through its website or mobile application unless explicitly communicated in writing for a specific service in the future.

2. Information We Collect

Depending upon the services you use, we may collect the following information.

Personal Information

• Full Name

• Mobile Number

• Email Address

• Residential Address

• Date of Birth

• Gender

• PAN Number

• Aadhaar Number

• Occupation

• Annual Income

• Nominee Details

• Bank Account Details (where required)

• Investment Profile

• Risk Profile

• Financial Goals

KYC Information

To comply with regulatory requirements, we may collect:

• PAN Card

• Aadhaar Card

• Passport

• Driving Licence

• Voter ID

• Passport Size Photograph

• Signature

• Video KYC (where applicable)

Device Information

When using our website or mobile application, we may automatically collect:

• Device Model

• Operating System

• Browser Type

• IP Address

• Device Identifier

• Network Information

• Application Version

• Crash Reports

• Usage Statistics

Location Information

With your permission, the application may access your device location to:

• Verify your location where required

• Improve customer support

• Prevent fraudulent activities

• Enhance service quality

Location access is optional and can be disabled through your device settings.

Application Permissions

Depending on your device and the services you use, the Befiqrr application may request access to:

Camera

Used for:

• KYC Verification

• Document Upload

• Profile Photograph

• Video Verification

Storage

Used for:

• Uploading documents

• Downloading statements

• Saving reports

• Viewing policy documents

Contacts

If permitted, contacts may be accessed only to facilitate referral features or customer-requested sharing. We do not upload or use your contacts for marketing without your consent.

Phone

Used only for:

• OTP verification

• Customer authentication

• Improving account security

3. Information Collected Automatically

When you use our services, we may automatically collect:

• Login information

• Session information

• Cookies

• Device logs

• Diagnostic reports

• Website analytics

• App performance metrics

4. Cookies

Our website uses cookies and similar technologies to:

• Remember user preferences

• Improve website performance

• Analyse visitor behaviour

• Maintain login sessions

• Enhance user experience

You may disable cookies through your browser settings; however, some website features may not function properly.

5. Why We Collect Your Information

We collect your information to:

• Create and manage your account

• Verify your identity

• Complete KYC requirements

• Process insurance applications

• Facilitate mutual fund investments

• Provide financial planning services

• Respond to your enquiries

• Deliver customer support

• Improve our products and services

• Send important service notifications

• Comply with legal and regulatory obligations

• Prevent fraud and unauthorized access

• Protect users and the platform

6. Marketing Communications

With your consent or where permitted by applicable law, we may contact you through:

• Phone Calls

• SMS

• WhatsApp

• Email

• Push Notifications

These communications may include:

• Investment updates

• Insurance renewals

• Financial planning reminders

• New product information

• Educational content

• Promotional campaigns

You may opt out of promotional communications at any time.

7. Sharing of Information

We do not sell your personal information.

Your information may be shared only where necessary with:

• Insurance Companies

• Asset Management Companies (AMCs)

• Registrar & Transfer Agents (RTAs)

• KYC Registration Agencies (KRAs)

• Banks

• Payment Service Providers

• Technology Service Providers

• Regulatory Authorities

• Government Agencies where legally required

• Auditors and Compliance Partners

All such parties are expected to protect your information in accordance with applicable laws.

8. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information against:

• Unauthorized access

• Data theft

• Misuse

• Alteration

• Disclosure

• Destruction

While we strive to protect your information, no method of transmission over the Internet or electronic storage is completely secure. Therefore, we cannot guarantee absolute security.

9. Data Retention

We retain your information only for as long as necessary to:

• Provide services

• Maintain business records

• Comply with regulatory requirements

• Resolve disputes

• Enforce agreements

• Meet legal obligations

Certain records may be retained beyond account closure where required under applicable laws or by regulators.

10. Your Rights

Subject to applicable law, you may request to:

• Access your personal information

• Correct inaccurate information

• Update your details

• Withdraw consent (where applicable)

• Request deletion of information, subject to regulatory retention requirements

• Raise concerns regarding privacy

Requests may be sent to our support team.

11. Children's Privacy

Our services are intended only for individuals who are legally competent to enter into contracts under applicable law.

We do not knowingly collect personal information from children without appropriate legal authorization.

12. Third-Party Services

Our website and mobile application may integrate with or link to third-party services including:

• Insurance Companies

• Asset Management Companies

• Payment Gateways

• KYC Agencies

• Government Portals

• Google Services

• Analytics Providers

These third-party services operate under their own privacy policies, and we encourage you to review them before providing information.

13. Regulatory Compliance

Befiqrr complies with applicable laws, regulations, and industry standards governing financial services and data protection in India. We may collect, process, and retain information as required for Know Your Customer (KYC), Anti-Money Laundering (AML), fraud prevention, taxation, audit, and other regulatory obligations.

14. Changes to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our services, legal requirements, or business practices.

The updated version will be published on this page with the revised "Last Updated" date.

Continued use of our services after such updates constitutes your acceptance of the revised Privacy Policy.

15. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact us:

Befiqrr™
Operated by: Rupendu Nayak Global Finmart LLP

Registered Office:
Flat No. 11186, Tower 11, 18th Floor, Flat No. 6,
Prestige Lake Ridge, Subramanyapura,
Uttarahalli, Bengaluru, Karnataka – 560061

Corporate Office:
Second Floor, NVR Plaza,
No. 1/2 (Old No. 400/62),
10th Main Road, 29th C Cross,
4th Block, Jayanagar,
Bengaluru – 560011

Email: support@befiqrr.com

Phone: +91 9563823383

Befiqrr™ is a brand owned and operated by Rupendu Nayak Global Finmart LLP.
Mutual Fund investments are subject to market risks. Insurance products are subject to the terms and conditions of the respective insurers.