Disclaimer

Last Updated: 28 June 2026

Welcome to Befiqrr™, a financial planning and financial services facilitation platform operated by Rupendu Nayak Global Finmart LLP.

This Disclaimer governs your access to and use of the Befiqrr website, mobile application, and all related services. By accessing or using our Platform, you acknowledge that you have read, understood, and agreed to this Disclaimer.

1. General Information

The information provided on the Befiqrr website and mobile application is intended solely for general informational, educational, and financial awareness purposes.

While we strive to keep all information accurate and up to date, Befiqrr makes no representation or warranty, express or implied, regarding the completeness, accuracy, reliability, suitability, or availability of any information, products, services, or related content available through the Platform.

Users should independently evaluate any financial product before making a decision.

2. Our Role

Befiqrr is a financial planning and financial services facilitation platform.

We assist customers in understanding financial products, completing documentation, fulfilling regulatory requirements, and connecting with authorised financial institutions.

Befiqrr does not manufacture, issue, underwrite, or guarantee any insurance policy, mutual fund scheme, or other financial product.

Insurance products available through our Platform are offered and underwritten solely by their respective IRDAI-registered insurance companies.

Mutual fund schemes are offered and managed solely by their respective SEBI-registered Asset Management Companies (AMCs).

The approval, issuance, underwriting, pricing, allotment, servicing, renewal, claim settlement, or rejection of any financial product remains entirely at the discretion of the respective product provider.

3. No Investment or Legal Advice

The information available on this Platform should not be construed as investment advice, legal advice, tax advice, accounting advice, or any other professional advice.

Financial planning assistance provided through Befiqrr is based on the information voluntarily shared by users and is intended to help users make informed decisions.

Users are encouraged to seek independent professional advice whenever appropriate.

4. No Guarantee of Returns

All investments are subject to market risks.

Befiqrr does not guarantee:

• investment returns;

• profits;

• portfolio performance;

• tax benefits;

• insurance claim approval;

• policy issuance;

• financial outcomes.

Past performance of any investment product does not guarantee future results.

5. Mutual Fund Disclosure

Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

NAV, returns, and investment values may fluctuate based on market conditions.

Befiqrr acts only as an AMFI-registered Mutual Fund Distributor and facilitates transactions on behalf of investors.

6. Insurance Disclosure

Insurance products are governed exclusively by the terms and conditions of the respective insurance companies.

Policy benefits, exclusions, waiting periods, premiums, underwriting decisions, claim settlements, and policy servicing are determined solely by the respective insurer.

Befiqrr does not influence or guarantee underwriting decisions or claim approvals.

7. No Service Charges

Befiqrr currently does not charge customers any registration fee, consultation fee, advisory fee, platform fee, or service fee for the services available through its website or mobile application.

Where applicable, Befiqrr may receive commissions or remuneration from insurance companies, Asset Management Companies (AMCs), or other authorised financial institutions in accordance with applicable laws and regulatory guidelines. Such remuneration does not result in any additional cost to the customer.

If fee-based services are introduced in the future, users will be informed in advance, and the applicable charges will be disclosed before any payment is requested.

8. Third-Party Websites and Services

The Platform may contain links to third-party websites, applications, or services for user convenience.

Befiqrr does not control or endorse the content, privacy practices, availability, or security of such third-party platforms and shall not be responsible for any loss or damage arising from their use.

Users access third-party websites at their own discretion.

9. Limitation of Liability

To the maximum extent permitted under applicable law, Befiqrr, its partners, employees, representatives, affiliates, and service providers shall not be liable for any direct, indirect, incidental, consequential, or special loss or damage arising from:

• reliance on information available through the Platform;

• investment decisions made by users;

• insurance claim rejection or delays;

• market fluctuations;

• technical interruptions or service outages;

• delays caused by third-party institutions;

• unauthorised access despite reasonable security measures; or

• events beyond our reasonable control.

10. Regulatory Compliance

Befiqrr operates in accordance with applicable laws and regulatory requirements governing its activities.

Nothing contained on this Platform should be interpreted as creating any obligation on behalf of any regulator or as implying that any financial product carries a government guarantee or regulatory assurance of returns.

11. Changes to this Disclaimer

Befiqrr reserves the right to modify or update this Disclaimer at any time without prior notice.

The revised version will be published on this page with the updated "Last Updated" date.

Continued use of the Platform after such updates constitutes acceptance of the revised Disclaimer.

12. Contact Us

For any questions regarding this Disclaimer, please contact:

Befiqrr™
Operated by: Rupendu Nayak Global Finmart LLP

Registered Office
Flat No. 11186, Tower 11, 18th Floor, Flat No. 6
Prestige Lake Ridge, Subramanyapura
Uttarahalli, Bengaluru, Karnataka – 560061

Corporate Office
Second Floor, NVR Plaza
No. 1/2 (Old No. 400/62)
10th Main Road, 29th C Cross
4th Block, Jayanagar
Bengaluru – 560011

Email: support@befiqrr.com

Phone: +91 9563823383